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                        First, what about Social Security Disability...do you receive that?  Second, in my state you must not receive more than $625 per mo., per person, to qualify for SSI...which you certainly need.  I started receiving SSD and then Medicare 2 years later.  The Medicare made it possible to sign on with an HMO.  The HMO worked well until my condition progressed and needed more extensive help...so I dropped the HMO, and applied for the SSI.  I am now gathering all the state requires for information to allow them to cover medical costs and medication.I have covered a lot of information rather quickly, so if you need explanation, please feel free to email. Good Luck